Attention homeowners in Houston and Harris County: Need an appraisal?

The top seven reasons why TX homeowners hire Paradigm Appraisal Group, Inc:

  1. Pre-listing appraisals (whether they're selling the home on their own or using an agent)
  2. Challenge a property tax assessment
  3. Remove PMI to lower your monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To settle an estate in Harris county or TX by determining the true market value of property in question

Need help deciding the value of your house in or near Houston, TX?
Contact Paradigm Appraisal Group, Inc.

We at Paradigm Appraisal Group, Inc understand the particular needs of a consumer in need of appraisal services. Our usual business clients understand the appraisal process and the usual reporting formats. Being a homeowner that probably doesn't look at appraisals every day,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.

Need to cancel PMI?

A popular money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Paradigm Appraisal Group, Inc, we're veterans in helping people just like you dismiss unwanted PMI insurance.

Challenging property tax assessments

If you live in a local area that is declining or is not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. A professional appraisal from Paradigm Appraisal Group, Inc is your chief weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can this be annoying from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Paradigm Appraisal Group, Inc can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd like to have a veteran appraiser double-check it for accuracy or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.